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Pawn shop svenska

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Add to your wishlist and get notified when it becomes available. About This Game In Pawnshop Tycoon, you start the game with a garage full of old junk and gradually expand into a thriving retail business with multiple stores spread out across the city.

You'll spend time at first organizing your goods into departments, training sales agents, managers, hiring cleaning staff, security, selling online, watching for theft, negotiating, selling, trading, pawning, repairing and even dropping off daily reports at the local police department.

With enough experience, your time will be better spent managing your store chain and setting up advertising campaigns or getting one of your shops featured in a network television show.

When picking a location for your pawn shop, you'll need to consider the area. Is there a police department or post office nearby? This would make it easier to deliver daily reports and mail.

What kinds of retail stores are in the neighborhood? People who already shop at one type of store may find themselves browsing your store as well.

Want to sell tools or construction equipment? Then situate your shop near industries or construction zones.

Have a lot of music gear to get rid of? Take advantage of a competitor's music store customers by parking your shop right next door.

The micromanagement of each duty is learned and then handed down to a hired clerk who will continue redundant tasks automatically. As you continue to play, you'll uncover all of the various steps of building a big time business as a Pawnshop Tycoon!

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English Not only does it not restrict advertising of this kind, but it also fails to rule out the combination of gambling houses and pawn shops in the vicinity of schools.

English We cannot allow this Constitution to become a pawn in what are purely national and nationalist debates, and we cannot leave it to the mercy of domestic political grudges and calculations.

English The international community must be prepared to make sure that its humanitarian aid reaches those hundreds of thousands of people instead of being used as a pawn in a political power game.

English This is in contrast to countries where nuclear energy has become a pawn in pre-election battles to an extent that is almost unethical, bearing in mind the situation in Japan.

English Today's international economy shows ruthlessly how capital moves and is concentrated, how it vanishes, what it exploits and who becomes the pawn of this new flexibility.

English The purpose of the mission is to guarantee the security of the civilian population, but unfortunately there is evidence that the force is being used as a pawn in the internal game in Chad.

English It is of great intrinsic value and must not be used to gain advantages in other policy fields by being a pawn in negotiating tactics and games that it is all too easy to see through.

Synonymer Synonymer engelska till "pawn":. English cat's-paw hock instrument soak. Mer av bab. English pavement pavement artist pavement chalk paver pavilion paving paving material paving stone paving-stone paw pawn pawnbroker pawner pawnshop pay pay a grand pay and display machine pay bump pay gig pay grade pay gratuity I det svensk-tyska lexikonet hittar du fler översättningar.

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Pawn Shop Svenska Video

Why Pawn Stars Is Totally Fake

English Not only does it not restrict advertising of this kind, but it also fails to rule out the combination of gambling houses and pawn shops in the vicinity of schools.

English We cannot allow this Constitution to become a pawn in what are purely national and nationalist debates, and we cannot leave it to the mercy of domestic political grudges and calculations.

English The international community must be prepared to make sure that its humanitarian aid reaches those hundreds of thousands of people instead of being used as a pawn in a political power game.

English This is in contrast to countries where nuclear energy has become a pawn in pre-election battles to an extent that is almost unethical, bearing in mind the situation in Japan.

English Today's international economy shows ruthlessly how capital moves and is concentrated, how it vanishes, what it exploits and who becomes the pawn of this new flexibility.

English The purpose of the mission is to guarantee the security of the civilian population, but unfortunately there is evidence that the force is being used as a pawn in the internal game in Chad.

English It is of great intrinsic value and must not be used to gain advantages in other policy fields by being a pawn in negotiating tactics and games that it is all too easy to see through.

Synonymer Synonymer engelska till "pawn":. English cat's-paw hock instrument soak. Mer av bab. English pavement pavement artist pavement chalk paver pavilion paving paving material paving stone paving-stone paw pawn pawnbroker pawner pawnshop pay pay a grand pay and display machine pay bump pay gig pay grade pay gratuity I det svensk-tyska lexikonet hittar du fler översättningar.

To assess value of different items, pawnbrokers use guidebooks "blue books" , catalogs, Internet search engines, and their own experience.

Some pawnbrokers have trained in identification of gems, or employ a specialist to assess jewelry.

One of the risks of accepting secondhand goods is that the item may be counterfeit. If the item is counterfeit, such as a fake Rolex watch, it may have only a fraction of the value of the genuine item.

Once the pawnbroker determines the item is genuine and not likely stolen, and that it is marketable, the pawnbroker offers the customer an amount for it.

The customer can either sell the item outright if as in most cases the pawnbroker is also a licensed secondhand dealer, or offer the item as collateral on a loan.

Most pawnshops are willing to negotiate the amount of the loan with the client. To determine the amount of the loan, the pawnshop owner needs to take into account several factors.

A key factor is the predicted resale value of the item. This is often thought of in terms of a range, with the low point being the wholesale value of the used good, in the case that the pawnshop is unable to sell it to pawnshop customers, and they decide to sell it to a wholesale merchant of used goods.

The higher point in the range is the retail sale price in the pawnshop. The wholesaler pays a lower price than the retail value because they have the added cost of hiring electronics technicians who overhaul and repair the items so that they can be sold in used electronics stores.

With that figure in mind as the expected revenue, the pawnshop owner has to factor in the overhead costs of the store rent, heat, electricity, phone connection, yellow pages advertisement, website costs, staff costs, insurance, alarm system, items lost when they are confiscated by police, etc.

In determining the amount of the loan, the pawnshop owner also assesses the likelihood that the customer will pay the interest for several weeks or months and then return to repay the loan and reclaim the item.

Since the key to the pawnshop business model is earning interest on the loaned money, pawnshop owners want to accept items that the customer is likely to want to recover, after having paid interest for a period on the loan.

If, in an extreme case, a pawnshop only accepted items that customers had no interest in ever reclaiming, it would not make any money from interest, and the store would in effect become a second-hand dealer.

Determining if the customer is likely to return to reclaim an item is a subjective decision, and the pawnshop owner may take many factors into account.

For example, if a young able-bodied man comes into the pawnshop to pawn an electric wheelchair perhaps claiming it to be the possession of his late grandparent , the pawnshop owner may doubt that the item will be redeemed.

On the other hand, if a middle-aged man pawns a top quality set of golf clubs, the pawnshop owner may assess it as more credible that he will return for the items.

Some customers may attempt to persuade the pawnshop owner that the item in question is important to them "that necklace belonged to my grandmother, so I will certainly return for it" as a means of obtaining a loan.

Other customers return to the same store, repeatedly pawn the same items as a way of borrowing money, and return to pay the interest and recover the items before the end of the loan period; thus, the pawnbroker knows that redemption is likely and will, therefore, make the loan.

The saleability of the item and the amount that the customer wants for it are also factored into the pawnbroker's assessment; if a customer offers a very salable item at a low price, the pawnbroker may accept it even if it is unlikely that the customer will return, because the pawnshop can turn around a quick profit on the item.

However, if a customer offers an extremely low price the pawnbroker may turn down the offer because this suggests that the item may either be counterfeit or stolen.

In some countries such as Sweden, there is legislation to prevent the pawnbroker from making unfair profits usury due to financial distress or ignorance of the customer at the expense of the customer by low valuations of their collaterals.

It is stated that the pawnbroker may not keep the collateral but must sell them at public auction. Any excess after paying the loan, the interest and auction costs must be paid to the customer.

If the item does not fetch a price that will cover these expenses the pawnbroker may keep the item and sell it through other channels.

Despite this protection, the cost for the customer to borrow money this way will be high, and if he cannot redeem the collateral it would in many cases be better to sell the goods directly.

Pawnshops have to be careful to manage how many new items they accept as pawns: either too little inventory or too much is bad.

A pawnshop might have too little inventory if, for example, it mostly buys jewels and gold that it resells or smelts—or perhaps the pawnshop owner quickly sells most items through specialty shops e.

In this case, the pawnshop is less interesting to customers, because it is mostly empty. On the other extreme, a pawnshop with a huge inventory has several disadvantages.

If the store is crammed with used athletic gear, old stereos, and old tools, the store owner must spend time and money shelving and sorting items, displaying them on different stands or in glass cases, and monitoring customers to prevent shoplifting.

If there are too many low-value, poor quality items, such as old toasters, scratched-up year-old TVs, and worn-out sports gear piled into cardboard boxes, the store may begin to look more like a rummage sale or flea market.

Small, high-value items such as iPod players or cell phones must be in locked glass display cases, which means the owner may need additional staff to unlock the cabinets for items customers want to examine.

As a store fills with items, an owner must protect inventory from theft by hiring staff to supervise the different areas or install security cameras and alarms.

Too much unsold inventory means that the store has not been able to realize value from these items to provide cash to lend. The better option lies in the middle: a store with a moderate amount of good quality, brand-name items arranged neatly in the display windows attracts passersby, who are more likely to enter and shop.

If items are attractively laid out in display cases and shelves, the pawnshop looks more professional and reputable. Once passersby start shopping in the store, they may be more inclined to pawn or sell their own items to the pawnshop.

Some pawnshop owners prevent cluttered look by storing overstocked items, or less attractive items such as snow tires, in a backroom or basement.

Some pawnshop companies operate a chain of stores in a state or province. This way, they can balance inventory between stores.

For example, they can move some of a rural store's surfeit of fishing gear to an urban store. Some stores also slim down inventory by selling items to speciality retailers.

They may sell the amplifier to a used audio equipment store whose customers expect higher-end equipment. Some pawnshops sell speciality items online, on eBay or other websites.

A speciality item such as a high-end model railroad set may not sell in the store for its "blue book" value. On an online auction, it stands a good chance of bringing a good price.

Another growing trend in the industry is vehicle pawn or auto pawning. This form of Pawnbroking works like a traditional pawn loan, however, these stores only accept vehicles as security.

Many stores are also accepting "Title Loans", where you can pawn the ownership or "Title" documents of your vehicle. This essentially means that the pawnbroker owns your car while you drive it, and you regain ownership once you pay back your loan.

While the main business activities of a pawnshop are lending money for interest based on valuable items that customers bring in, some pawnshops also undertake other business activities, such as selling brand-new retail items that are in demand in the neighborhood of the store.

Depending on where a pawnshop is located, these other retail items may range from musical instruments to firearms. Some pawnbrokers also sell brand-new self-defense items such as pepper spray or stun guns.

Many pawnshops will also trade used items, as long as the transaction turns a profit for pawn shop. In cases where the pawnshop buys items outright, the money is not a loan; it is a straight payment for the item.

On sales, the pawnshop may offer layaway plans, subject to conditions down payment, regular payments, and forfeiture of previously paid amounts if the item is not paid off.

Some pawnshops may keep a few unusual, high value items on display to capture the interests of passersby, such as a vintage Harley Davidson motorcycle; the owner is not typically expecting to sell these items.

Other activities carried out by pawnshops are financial services including fee-based check cashing, payday loans , vehicle title or house title loans, and currency exchange services.

The modern euphemism for the upscale pawn shop is the "high-end collateral lender", [7] lending to upper-class often white-collar individuals, including doctors, lawyers and bankers, as well as more colorful individuals like high-rolling gamblers.

These objects can include wine collections, jewelry, large diamonds, fine art, cars, and unique memorabilia.

Loans are often sought to deal with business revenue shortfalls and other expensive fiscal issues. The pawnbrokers' symbol is three spheres suspended from a bar.

The three sphere symbol may be indirectly attributed to the Medici family of Florence, Italy , owing to its symbolic meaning in heraldry. It has been conjectured that the golden spheres were originally three flat yellow effigies of bezants , or gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.

Most European towns called the pawn shop the "Lombard". The Lombards were a banking community in medieval London, England. According to legend, a Medici employed by Charlemagne slew a giant using three bags of rocks.

The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol.

Throughout the Middle Ages, coats of arms bore three balls, orbs, plates, discs, coins and more as symbols of monetary success.

Saint Nicholas is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a bag of gold so they could get married.

In Hong Kong the practice follows the Chinese tradition, and the counter of the shop is typically higher than the average person for security.

A customer can only hold up his hand to offer belongings and there is a wooden screen between the door and the counter for customers' privacy.

The bat signifies fortune and the coin signifies benefits. In Malay, pawn is called "pajak gadai". A valid and licensed pawnshop in Malaysia must always declare themselves as a "pajak gadai" or a pawn shop for their company registration.

They also offer various forms of other finance-related services such as remittance , bills payment and microfinancing. Therefore, they serve as financial one stop shops primarily to communities in which alternatives such as banks are not available.

Recently, they have also started conducting services online and through mobile applications although this is yet subject to regulation by the BSP.

In India, the Marwari Jain community pioneered the pawnbroking business, but today others are involved; the work is done by many agents called "saudagar".

Instead of working from a shop, they go to needy people's homes and motivate them to become involved in the business.

Pawn shops are often run as part of jewelry stores. Gold, silver, and diamonds are frequently accepted as collateral.

Pawnbroking is also a traditional trade in Thailand , where pawn shops are run both privately and by local governments. In Sri Lanka , pawnbroking is a lucrative business engaged in by specialized pawnbrokers as well as commercial banks and other finance companies.

In Indonesia , there is a state-owned company called Pegadaian which provides a range of conventional and Sharia-compliant pawnbroking services across the archipelago.

The company accepts high-value items such as gold, motor vehicles, and other expensive items as collateral.

In addition to pawnbroking activities, the company provides a range of other services, such as a safe deposit box and gold trading services. From Wikipedia, the free encyclopedia.

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